Skandi Furniture
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Interest-free payment

0% for up to 12 months.

In cooperation with (ESTO LV AS) we offer the opportunity to purchase any product using interest-free leasing or installment option, for up to 12 months.
  • For your convenience, the price of every product is divided into 12 months and is indicated directly below the full product price.

Why choose interest-free leasing or installment?
  • An interest-free leasing or installment option is a convenient and beneficial financing solution to get the necessary goods immediately and pay for them later.

With ESTO, you gain the benefits of interest-free leasing or installment without a down payment and with an installment term of up to 12 months.
  • Example: Product price 300 €, term: 12 months, first installment: 0 €, monthly payment: 25 €, total overpayment: 0 €.
  • You can also arrange leasing and installments by visiting our salon at Dārzciema street 91, Riga, Latvia.

Document requirements:
  • ESTO LV AS (Smart-ID, eParaksts eID, eParaksts eID mobile, ESTO account or Swedbank, Luminor, SEB or Citadele bank are required for document processing).
Contract terms:
  • Only the person indicated in the credit receipt contract may sign the leasing contract.
Financial responsibility:
  • We encourage you to borrow responsibly! Before borrowing, please assess your financial capabilities.
Additional information:
  • Before arranging the credit, please familiarize yourself with our e-shop and product delivery terms.
For other installment options provided by ESTO AS LV on this e-commerce site, please refer to the section: ESTO installment.